Every state has its own laws concerning auto insurance cancellation, but many do follow similar guidelines. Generally, a company can cancel an automobile policy during the first 60 days of issuance for almost any reason. Once policies have been in effect for over 60 days, carriers may only cancel coverage for specific reasons which may include, but are not limited to the following:
Obtaining a policy through misrepresentation or fraud
Violation of the terms or conditions of the policy
Involvement in a past fraudulent claim
Having license suspended or revoked in the past 12 months
A listed insured is considered an endangerment to public safety while operating an automobile for the following reasons:
Suffers from epilepsy or heart attacks; has an accident or conviction record; physical or mental condition that could impair driving or owns a mechanically defective vehicle.
Call GN Agency for a free quote (716) 675-5700 and ask for Harry Norton