It could be tricky finding an insurance company to insure you if you have been driving without insurance for a period of time.
You may need to shop around to find one and then the real question is: How much is is going to cost? Before issuing a policy, insurance companies review a driver’s record and prior claims history. They will check to see whether you had any tickets in the past several years or whether you reported an unusual number of accidents.
Some insurers might reject your application when they learn you do not have auto insurance. An insurance company has no obligation to issue a policy to a person who has been driving without insurance.
Some insurers do not penalize a good driver who has gone without insurance, while other insurers will issue a policy, but possibly at a higher premium than they would charge a driver who is not considered high risk.
You should compare rates and payment plans from several companies and ask about discounts that may be available to you as a safe driver.