Many factors play into insurance premiums for motorcycle insurance. Some of these factors are your age, driving record and the location where the cycle is garaged. Also included in the rating are such things as credits for “bike training” defensive driving courses, mature driver and if you belong to a motorcycle club or organization.
Premiums are based on liability coverage, medical coverage, PIP coverage, uninsured motorist coverage and type of comprehensive and collision deductible chosen.
Collision coverage is where one has an at-fault accident and/or a questionable accident. The insured pays his deductible and the insurance company pays the balance to make the cycle whole.
Comprehensive coverage is any other claim (except collision), including vandalism, fire, theft, flood and fallen debris. In short, comprehensive coverage is any damages done to your cycle other than collision. Again, collision is an at-fault accident or questionable accident.
GN Agency has been in business for 46 years and is located at 1008 Union Road (Southgate Plaza), West Seneca, New York. Harry I. Norton, owner, has 51 years experience in the business and has seen it all. He is knowledgeable in advising what policy and coverage is right for you. GN Agency can provide you information on how to take advantage of the many discounts out there.
It is always best to talk to a live licensed agent as opposed to a 1-800 number. Contact Harry I. Norton at (716) 675-5700 (8:30 a.m. – 5:00 p.m.) to discuss your insurance needs today. You may also Click Here to fill out a Quick Quote Form.